1. Introduction

Ledger Lite ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management application. This policy complies with the Brazilian General Data Protection Law (LGPD) and other applicable data protection regulations.

2. Information We Collect

We collect information that you provide directly to us, including:

• Financial transaction data (amounts, descriptions, dates, categories)
• Account information (email, display name, phone number if provided)
• Budget and reminder settings
• Usage data and preferences (language, theme, notification settings)
• Subscription and payment information (processed securely by third-party providers)
• Easy usage data (queries, generated analyses, conversation history)

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process transactions and manage your account
• Generate Easy-powered insights and recommendations
• Send you notifications and updates about the service
• Comply with legal and regulatory obligations
• Prevent fraud and ensure service security
• Personalize your experience and provide customer support

4. Data Security

We implement appropriate technical and organizational measures to protect your personal data. Your data is encrypted at rest using Google Cloud standard encryption, and we use strict row-level security controls. We employ two-factor authentication when available, continuous security monitoring, and regular backups. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights (LGPD Compliance)

Under the Brazilian General Data Protection Law (LGPD), you have the right to:

• Access: Request access to your personal data that we maintain
• Portability: Export your data in a structured format (available in Settings)
• Erasure: Request deletion of your account and all associated data (available in Settings)
• Correction: Update or correct your personal information at any time
• Revoke Consent: Withdraw your consent at any time
• Objection: Object to the processing of your personal data in certain circumstances

6. Data Retention

We retain your personal data for as long as necessary to provide our services and comply with legal obligations. When you delete your account, all associated data is permanently removed from our systems within 30 days, except when retention is required by law. Anonymized data may be retained for statistical purposes and service improvement.

7. Cookies and Similar Technologies

We use cookies and similar technologies to enhance your experience, analyze service usage, and personalize content. Cookies are small text files stored on your device. You can control cookies through your browser settings, but this may affect service functionality. We use essential cookies for authentication, performance cookies for analytics, and functionality cookies for personalization.

8. International Data Transfer

Your data may be stored and processed on servers located outside Brazil, including in the United States. By using our service, you consent to the transfer of your data to these locations. We ensure that all international data transfers are conducted in compliance with applicable data protection laws and that adequate security measures are in place.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically. Continued use of the service after changes constitutes your acceptance of the revised policy.

10. Contact Information

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us through the support channels available in the application. You may request access, correction, or deletion of your personal data at any time through account settings or by contacting our support.